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Suburb Houses
USDA-diect form

USDA-direct

LEARN MORE
Please fill out the form to receive more information about USDA-direct.
What is your household income?
What is vour current rent?
Are you a citizen or resident?
Do you have a friend or family member who mav be interested?
Do you have credit history?
What is vour current monthly debt?
How Did you hear about Moyes Family Homes?

By submitting this form you give Moyes Family Homes and its representatives permission to contact you.

Documents to bring form pre-qualification usda-direct program:

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1. 3 years of Tax Returns

2. Current Bank Statement– 3 months

3. One month's check (wage)

    or unemployment stubs

4. Social Security Cards

5. Drivers License

6. US Citizen – Resident Card 

USDA minimum requirements:

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- Make at least $55,000 per year; household income or self

- Not currently own a home

- Report all household members, including minors. Any income going into the home has to be reported and will be considered during the qualification process.

- Credit: Have no collections or late payments within the last 365 days

- Be a Citizen or Permanent Resident of the United States

Thanks for submitting!

APPLICANTS MUST:

• Be without decent, safe, and sanitary housing

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• Be unable to obtain a loan from other resources on terms and conditions that can reasonably be expected to be met

 

• Agree to occupy the property as their principal residence

 

• Have the legal capacity to incur a loan obligation

 

• Meet citizenship or eligible noncitizen requirements

 

• Not be suspended or debarred from participation in federal programs

who can apply for this program?

Who can apply for this program? A number of factors are considered when determining eligibility for Single Family Direct Home Loans. At a minimum, applicants must have an adjusted income that is at or below the applicable low-income limit for the area in which they wish to buy a house. They must also demonstrate a willingness and ability to repay debt.

HELPFUL REQUIREMENT DETAILS:

• The interest rate is fixed, and based on current market rates at loan approval or closing, whichever is lower.

 

• When modified by payment assistance, the monthly mortgage payment can be reduced to as low as an effective 1 percent interest rate.

 

• The payback period is 33 years (38 years for very-low-income applicants who can’t afford a 33-year loan term).

 

• Down payments are not typically required, but applicants with assets higher than the asset limit can be required to use a portion of those assets.

FOR MORE INFORMATION VISIT THE RD.USDA.GOV WEBPAGE:

PRONGHORN CROSSING

new community in pinedale, wyoming

  • views of the wind river mountain range

  • bike trails

  • walkability to town restaurants and shops

  • 5 floor plans available

  • close to schools

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